Long-Term Financing for Your Short-Term Vacation Rental Home!

Smart Underwriting Based on Projected Daily Rental Rates & Occupancy Rates For Wherever You Want Your Ideal Location Home!

No Personal Debt To Income Ratios!

No Tax Returns!

Loans underwritten for business owners, self-employed borrowers, and foreign nationals!

Protect Your Identity & Assets By Funding Your NewCo, LLC

Funding Your AirBnb, STR & Vacation Rental is Now Made Simple!

Financing Up to 80% on Your STR Acquisitions | 75% on STR Cash-Out Refinances

Where is your ideal place?

  • The Ocean
  • The Mountains
  • The Lake
  • The River
  • The Woods
  • The Quaint Town
  • The Big City

What is your ideal experience?

  • Hiking
  • Skiing
  • Surfing
  • Kayaking
  • Sailing

Where do you want your ideal location home?

“Every man, every woman, carries in heart and mind the image of the ideal place, the right place, the one true home, known or unknown, actual or visionary.

Ideal Location Homes was born from a unique convergence of passions and expertise. At its heart, the foundation of our company is deeply rooted in our founders’ love for nature and a dedication to supporting nature advocacy programs (through ideallocation.org). This passion for the outdoors was matched by years of human-powered adventures, where staying in vacation rental properties across numerous idyllic locations became not just a necessity but a source of inspiration. However, it was our background in commercial real estate analyzing income properties based on their financial performance and an investment grade, that truly set the direction for what Ideal Location Homes would become.

Our journey began with a clear vision: to address the growing challenge within the vacation property market, particularly the limitations surrounding financing. We noticed that many owners and investors were eager to dive into the short-term vacation rental market, capitalizing on the surge of travelers turning to platforms like Airbnb and VRBO.


The demand was undeniable, as optimized short term rentals can earn up to 150% more income than long term rentals, yet mainstream financing options lagged behind, often making it difficult for investors to secure loans for these types of investment properties.

The gap in the market sparked the inception of Ideal Location Homes. Leveraging our founders’ commercial real estate acumen, we embarked on creating a solution that would not only address this financing gap but create an investment grade for short term rentals. Our approach was simple yet innovative: implement smart underwriting practices that evaluate a vacation rental property’s income potential through a data-driven analysis of daily rental and occupancy rates. By integrating this methodology with best-in-class partnerships, we crafted an ideal solution tailored to the unique needs of the short-term rental investor.

Our mission is clear: to empower investors with the financial tools and insights needed to thrive in the dynamic world of vacation rentals, ensuring they have the support to turn their investment dreams into reality.

Funding Your Vacation Rental Home Dreams

Hosting Made Easy

Leverage Data Driven Analysis

By adopting a data-driven approach you can better identify opportunities, manage investments efficiently, and achieve sustainable growth in the competitive vacation rental market.

  1. Utilize Data-Driven Insights: Leverage extensive market research and investment analysis tools to identify high-potential locations and properties for vacation rentals.
  2. Optimize Pricing Strategies: Employ pricing optimization tools to ensure competitive yet profitable nightly rates, adjusting for seasonality and market demand.
  3. Monitor Market Trends: Regularly review market insights to stay ahead of industry trends, adjust strategies accordingly, and identify new investment opportunities.
  4. Invest Strategically: Use comprehensive analytics to make informed decisions about property acquisitions, focusing on areas with high occupancy rates and revenue potential.

Elevate Your Experiences

While Elevating Your Return on Investment

DIY | Ideal Location Capital Do It Your Self Vacation Rental Home Loans
100% Direct Ownership STR Loans $250K-$2.5M
$500K+
Underwriting Based on Projected Occupancy & Average Daily Rental Rates
Perfect for action-takers who want to acquire their own STR or have already locked up a property and want fast, 80 % funding plus a Year-1 tax windfall.
You do your market research
You Identify Your STR Property
We Fund Your STR LLC up to 80%
STR Acquisition & Refinance Loans
No W2 Needed – No Debt to Income Ratio
72 hour Loan PreQual
STR Loans from $250,000 – $2,500,000
Optional Property Managment Upgrade at Insider Rate
100% Equity
100% Upside
100% Control
100% Bonus Depereciation Availability
Get started Get started
DWY | Ideal Location Co-Own Done With You Fractional Vacation Home Ownership
1/8 Fractional Co-Ownership Interests
$100K+
Guaranteed 45 Nights of Luxe Turnkey Access or Optional Short Term Rental
Ideal for aspiring STR owners who want a luxury, professionally managed vacation home for ⅛ the cost plus first-year bonus-depreciation write-off and zero maintenance headaches.
1/8 Ownership Interests Gain Access to Property 45 days Annualy
Guranteed 45 day Personal Use Calander
Partner with Us or Partner with Your Friends & Family
DWY Ownership Group Formation Assistance
STR Funding Loans Optional
Property Managment Included
Pool Resources
Share Deductions
Share Pro Rata Returns
Annual Indepdendant Audit of Fractional LLC Financials
Get started Get started
DFY | Ideal Location Collective Done For You Vacation Rental Investment Fund
One Time Investment | Diversified Short Term Rental Portfolio
$50K+
For Accredited Investors Only Fully Managed Passive Income Opportunity
Invest in Rest We Do the Rest. Perfect if you crave STR exposure without hunting deals, signing loans, or handling guests just quarterly checks and bonus tax deductions
We Find the Properties
You Particpate as a Limited Partner
We Manage the Property
Fixed Rate Non Recourse Senior Debt Across Portfolio
You Earn Quarterly Income & Fund Level Debt Deductions
You Particpate in Property Appreciation
Fully Passive Investment
5-7 year Term Exit Stratgey
Bonus Depreciation Particpiation
Cost Segration Study on Each Property
Scale, Diversify , Supercharge Tax Yields !
Apply to Waiting List Apply to Waiting List

Ideal LocationHomes

Your Path To Vacation Rental Revenue